TXBFI Card Fees

TXBFI Card Fees

TXBFI Card Fees

Discover the full breakdown of fees, rewards, and daily limits to choose the TXBFI Card that best matches your lifestyle and spending habits.

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Last Updated on September, 20, 2025

TXBFI Card Plans

Virtual Card ($200) Plastic Card ($500) Metal Card ($1,000) Gold Card ($10,000)
Top-Up Fee 3% 3% 3% 3%
FX Fee (NON USD) 1% 0,8% 0,6% 0,5%
USD ATM Withdrawal No fee 1$+ 2.9% $1+ 2,7% $1+ 2,4%
Non USD ATM Cashout Not available $1+ 4% $1+ 3,7% $1+ 3,4%
TXB Points on Spendings 1,5×
Cashback None 0,3% 0,6% 0,8%
Cashout Limit (per day) $3,000 $4,500 Request Limit
• Declined transactions have a cost of 0.5 USDC
• Cashbacks are distributed monthly
• Terms and conditions apply

Got questions?
We’ve got answers.

Here’s everything you need to know before getting started.

01

How does the card program work?

TXBFI cards let you spend crypto-funded balances instantly with any merchant that accepts Visa®️ or Mastercard®️, either online or in-person. You can use them to pay, tap, or withdraw cash — making your crypto instantly spendable worldwide.

02

Is there a physical or ATM version?

Yes. In addition to virtual cards, we now offer Plastic, Metal, and Gold physical cards. Physical cards support ATM cash withdrawals worldwide, while virtual cards are for online and in-app use only.

03

Which wallets and devices are supported?

You can add your virtual TXBFI card to Apple Pay and Google Pay and use it like any other card in those wallets. (Physical cards are not supported on mobile wallets.)

04

How do I load funds onto the card?

You can deposit crypto like BTC, ETH, SOL, SUI, XRP, USDC (and more) into your TXBFI account and top up your card directly.

05

What are the main fees?

For the most accurate and up-to-date fees, please visit our Fees page in the dashboard or menu. Fees vary depending on card type (Virtual, Plastic, Metal, Gold) and the currency of the transaction. https://thexbank.io/fees

06

Are there loading limits?

Physical and virtual cards generally have high or no loading limits. Some specific card types (like reloadable gift models) may have monthly load caps (e.g. 7,500 USDT/month).

07

Is there a subscription model to access lower card fees or premium features on TXBFI?

Instead of subscriptions, TXBFI offers a referral-based rewards system. You can earn commissions, fee discounts, and multipliers on your TXB Points by inviting others. 📎 Please check our Affiliate Program page for the full structure and terms.

Got questions?
We’ve got answers.

Here’s everything you need to know before getting started.

01

How does the card program work?

TXBFI cards let you spend crypto-funded balances instantly with any merchant that accepts Visa®️ or Mastercard®️, either online or in-person. You can use them to pay, tap, or withdraw cash — making your crypto instantly spendable worldwide.

02

Is there a physical or ATM version?

Yes. In addition to virtual cards, we now offer Plastic, Metal, and Gold physical cards. Physical cards support ATM cash withdrawals worldwide, while virtual cards are for online and in-app use only.

03

Which wallets and devices are supported?

You can add your virtual TXBFI card to Apple Pay and Google Pay and use it like any other card in those wallets. (Physical cards are not supported on mobile wallets.)

04

How do I load funds onto the card?

You can deposit crypto like BTC, ETH, SOL, SUI, XRP, USDC (and more) into your TXBFI account and top up your card directly.

05

What are the main fees?

For the most accurate and up-to-date fees, please visit our Fees page in the dashboard or menu. Fees vary depending on card type (Virtual, Plastic, Metal, Gold) and the currency of the transaction. https://thexbank.io/fees

06

Are there loading limits?

Physical and virtual cards generally have high or no loading limits. Some specific card types (like reloadable gift models) may have monthly load caps (e.g. 7,500 USDT/month).

07

Is there a subscription model to access lower card fees or premium features on TXBFI?

Instead of subscriptions, TXBFI offers a referral-based rewards system. You can earn commissions, fee discounts, and multipliers on your TXB Points by inviting others. 📎 Please check our Affiliate Program page for the full structure and terms.

Got questions?
We’ve got answers.

Here’s everything you need to know before getting started.

01

How does the card program work?

TXBFI cards let you spend crypto-funded balances instantly with any merchant that accepts Visa®️ or Mastercard®️, either online or in-person. You can use them to pay, tap, or withdraw cash — making your crypto instantly spendable worldwide.

02

Is there a physical or ATM version?

Yes. In addition to virtual cards, we now offer Plastic, Metal, and Gold physical cards. Physical cards support ATM cash withdrawals worldwide, while virtual cards are for online and in-app use only.

03

Which wallets and devices are supported?

You can add your virtual TXBFI card to Apple Pay and Google Pay and use it like any other card in those wallets. (Physical cards are not supported on mobile wallets.)

04

How do I load funds onto the card?

You can deposit crypto like BTC, ETH, SOL, SUI, XRP, USDC (and more) into your TXBFI account and top up your card directly.

05

What are the main fees?

For the most accurate and up-to-date fees, please visit our Fees page in the dashboard or menu. Fees vary depending on card type (Virtual, Plastic, Metal, Gold) and the currency of the transaction. https://thexbank.io/fees

06

Are there loading limits?

Physical and virtual cards generally have high or no loading limits. Some specific card types (like reloadable gift models) may have monthly load caps (e.g. 7,500 USDT/month).

07

Is there a subscription model to access lower card fees or premium features on TXBFI?

Instead of subscriptions, TXBFI offers a referral-based rewards system. You can earn commissions, fee discounts, and multipliers on your TXB Points by inviting others. 📎 Please check our Affiliate Program page for the full structure and terms.

Registered Virtual Asset Service Provider in the Czechia, company registration number 21932506.

© 2024 Txbfi. All rights reserved.

Empowering your financial journey, one transaction at a time.
Registered Virtual Asset Service Provider in the Czechia, company registration number 21932506.

© 2024 Txbfi. All rights reserved.

Empowering your financial journey, one transaction at a time.
Registered Virtual Asset Service Provider in the Czechia, company registration number 21932506.

© 2024 Txbfi. All rights reserved.

Empowering your financial journey, one transaction at a time.