Last Updated on April, 27, 2025
Welcome to txbfi. By accessing or using our platform, services, or any products provided by txbfi ("the Company"), you agree to comply with and be bound by the following User Agreement ("Agreement"). This Agreement governs your access and use of txbfi services, including but not limited to banking services, digital asset exchange, and digital asset-to-fiat conversion.
Please read this Agreement carefully before using txbfi's services. If you do not agree with these terms, you should not use the platform.
"txbfi" refers to TheXBanky s.r.o., the legal entity providing the services, including its affiliates and subsidiaries.
"Services" refers to any banking, payment, exchange, or digital asset-related services provided by txbfi.
"User" or "you" refers to any individual or entity using txbfi's services.
"Account" refers to the account created by you on txbfi's platform to access services.
"Digital Assets/Currencies" refers to any digital representation of value that can be digitally traded or transferred and can be used for payment or investment purposes.
"Fiat" refers to government-issued currency that is not backed by a physical commodity but by the government that issued it.
By using txbfi, you confirm that:
You are at least 18 years of age or of legal age to form a binding contract in your jurisdiction.
You have not been previously banned from using our services.
You have full power and authority to enter into this Agreement and to abide by all the obligations set forth herein.
To access certain services on txbfi, you must register an account. By registering, you agree to:
Provide accurate and truthful information.
Keep your account information updated.
Maintain the security of your login credentials.
Notify txbfi immediately of any unauthorized use of your account.
txbfi reserves the right to refuse, suspend, or terminate your account at any time, with or without notice, for any reason, including but not limited to a breach of this Agreement.
Services
Digital Asset Exchange
txbfi enables users to buy, sell, and trade various digital assets securely and efficiently. Our platform supports a wide range of digital assets, offering competitive fees and high liquidity.
Digital Asset-to-Fiat Conversion
Users can seamlessly convert their digital assets into fiat currencies such as EUR or USD. This service is designed to facilitate global financial transactions by allowing users to easily transition between digital and traditional currencies.
Multi-Currency IBANs
txbfi provides multi-currency International Bank Account Numbers (IBANs) to support cross-border transactions and streamline the conversion between fiat currencies and digital assets.
Global Payment Solutions
Through txbfi’s global payment infrastructure, users can conduct SEPA/SWIFT transactions and manage cross-border payments. txbfi supports both digital asset-based and fiat-based payments for individual and corporate clients.
Secure Wallet Services
txbfi offers a secure, encrypted digital wallet service for storing, sending, and receiving digital assets. This service ensures that users' assets are protected with industry-leading security protocols.
By using txbfi’s services, you agree to pay all applicable fees as stated on the platform. txbfi reserves the right to modify its fee structure at any time. You will be notified of any changes before they take effect.
By using txbfi’s services, you agree not to:
Engage in any illegal activities, including but not limited to money laundering, terrorist financing, or fraud.
Use txbfi’s platform for any activity that violates applicable laws or regulations.
Attempt to interfere with the normal functioning of the platform, including security features.
Create multiple accounts for abusive purposes.
All intellectual property, including trademarks, logos, and content available on txbfi’s platform, are the exclusive property of txbfi or its licensors. You agree not to use or reproduce any intellectual property without explicit written permission from txbfi.
To the maximum extent permitted by law, txbfi shall not be liable for:
Any direct, indirect, incidental, special, or consequential damages arising from your use of the services.
Any losses or damages resulting from digital asset volatility, market risks, or technology failures.
Unauthorized access to or use of your account or personal data.
txbfi values your privacy. By using our services, you agree to the collection and use of your personal information as outlined in our Privacy Policy.
You may terminate this Agreement and close your account at any time. txbfi reserves the right to suspend or terminate your account at any time, for any reason, including but not limited to:
A breach of this Agreement.
Engaging in illegal activities.
Providing false or misleading information.
The risk of loss in trading or holding digital assets and/or currencies can be substantial. You should therefore carefully consider whether trading or holding digital assets and/or currencies is suitable for you in light of your financial condition.
Digital assets and/or currencies are subject to significant market fluctuations and volatility. By engaging in digital asset transactions on txbfi’s platform, you acknowledge the risks involved and agree that txbfi is not liable for any losses incurred.
txbfi reserves the right to amend or modify this Agreement at any time. You will be notified of any material changes, and continued use of the platform after the changes become effective will constitute acceptance of the revised Agreement.
This Agreement shall be governed by and construed in accordance with the laws of the Czech Republic, without regard to its conflict of law provisions. Any disputes arising under this Agreement shall be subject to the exclusive jurisdiction of the courts in the Czech Republic.
If you have any questions or concerns about this Agreement, please contact txbfi at:
Email: help@thexbank.com
Address: Děčínská 552/1, Střížkov, 180 00 Prague 8, Czech Republic
