User agreement

User agreement

User agreement

By using this website, you agree to the terms and conditions outlined in our User Agreement.

By using this website, you agree to the terms and conditions outlined in our User Agreement.

By using this website, you agree to the terms and conditions outlined in our User Agreement.

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Last Updated on September, 06, 2024

Introduction

Introduction

Welcome to TheXBank. By accessing or using our platform, services, or any products provided by TheXBank ("the Company"), you agree to comply with and be bound by the following User Agreement ("Agreement"). This Agreement governs your access and use of TheXBank services, including but not limited to banking services, digital asset exchange, and digital asset-to-fiat conversion.


Please read this Agreement carefully before using TheXBank's services. If you do not agree with these terms, you should not use the platform.

Definitions

Definitions

"TheXBank" refers to TheXBank s.r.o., the legal entity providing the services, including its affiliates and subsidiaries.


"Services" refers to any banking, payment, exchange, or digital asset-related services provided by TheXBank.


"User" or "you" refers to any individual or entity using TheXBank's services.


"Account" refers to the account created by you on TheXBank's platform to access services.


"Digital Assets/Currencies" refers to any digital representation of value that can be digitally traded or transferred and can be used for payment or investment purposes.


"Fiat" refers to government-issued currency that is not backed by a physical commodity but by the government that issued it.

Eligibility

Eligibility

By using TheXBank, you confirm that:


You are at least 18 years of age or of legal age to form a binding contract in your jurisdiction.


You have not been previously banned from using our services.


You have full power and authority to enter into this Agreement and to abide by all the obligations set forth herein.

By using TheXBank, you confirm that:


You are at least 18 years of age or of legal age to form a binding contract in your jurisdiction.


You have not been previously banned from using our services.


You have full power and authority to enter into this Agreement and to abide by all the obligations set forth herein.

By using TheXBank, you confirm that:


You are at least 18 years of age or of legal age to form a binding contract in your jurisdiction.


You have not been previously banned from using our services.


You have full power and authority to enter into this Agreement and to abide by all the obligations set forth herein.

Account Registration

Account Registration

To access certain services on TheXBank, you must register an account. By registering, you agree to:


Provide accurate and truthful information.


Keep your account information updated.


Maintain the security of your login credentials.


Notify TheXBank immediately of any unauthorized use of your account.


TheXBank reserves the right to refuse, suspend, or terminate your account at any time, with or without notice, for any reason, including but not limited to a breach of this Agreement.

To access certain services on TheXBank, you must register an account. By registering, you agree to:


Provide accurate and truthful information.


Keep your account information updated.


Maintain the security of your login credentials.


Notify TheXBank immediately of any unauthorized use of your account.


TheXBank reserves the right to refuse, suspend, or terminate your account at any time, with or without notice, for any reason, including but not limited to a breach of this Agreement.

To access certain services on TheXBank, you must register an account. By registering, you agree to:


Provide accurate and truthful information.


Keep your account information updated.


Maintain the security of your login credentials.


Notify TheXBank immediately of any unauthorized use of your account.


TheXBank reserves the right to refuse, suspend, or terminate your account at any time, with or without notice, for any reason, including but not limited to a breach of this Agreement.

Services

5.1. Digital Asset Exchange;

TheXBank enables users to buy, sell, and trade various digital assets securely and efficiently. Our platform supports a wide range of digital assets, offering competitive fees and high liquidity.


5.2. Digital Asset-to-Fiat Conversion;

Users can seamlessly convert their digital assets into fiat currencies such as EUR or USD. This service is designed to facilitate global financial transactions by allowing users to easily transition between digital and traditional currencies.


5.3. Multi-Currency IBANs;

TheXBank provides multi-currency International Bank Account Numbers (IBANs) to support cross-border transactions and streamline the conversion between fiat currencies and digital assets.


5.4. Global Payment Solutions;

Through TheXBank’s global payment infrastructure, users can conduct SEPA/SWIFT transactions and manage cross-border payments. TheXBank supports both digital asset-based and fiat-based payments for individual and corporate clients.


5.5. Secure Wallet Services;

TheXBank offers a secure, encrypted digital wallet service for storing, sending, and receiving digital assets. This service ensures that users' assets are protected with industry-leading security protocols.

Fees and Charges

Fees and Charges

By using TheXBank’s services, you agree to pay all applicable fees as stated on the platform. TheXBank reserves the right to modify its fee structure at any time. You will be notified of any changes before they take effect.

User Conduct

User Conduct

By using TheXBank’s services, you agree not to:


Engage in any illegal activities, including but not limited to money laundering, terrorist financing, or fraud.


Use TheXBank’s platform for any activity that violates applicable laws or regulations.


Attempt to interfere with the normal functioning of the platform, including security features.


Create multiple accounts for abusive purposes.

Intellectual Property

Intellectual Property

All intellectual property, including trademarks, logos, and content available on TheXBank’s platform, are the exclusive property of TheXBank or its licensors. You agree not to use or reproduce any intellectual property without explicit written permission from TheXBank.

Limitation of Liability

Limitation of Liability

To the maximum extent permitted by law, TheXBank shall not be liable for:


Any direct, indirect, incidental, special, or consequential damages arising from your use of the services.


Any losses or damages resulting from digital asset volatility, market risks, or technology failures.


Unauthorized access to or use of your account or personal data.

Privacy Policy

Privacy Policy

TheXBank values your privacy. By using our services, you agree to the collection and use of your personal information as outlined in our Privacy Policy.

Termination

Termination

You may terminate this Agreement and close your account at any time. TheXBank reserves the right to suspend or terminate your account at any time, for any reason, including but not limited to:


A breach of this Agreement.

Engaging in illegal activities.

Providing false or misleading information.

Digital Assets/Currencies

Digital Assets/Currencies

12.1. The risk of loss in trading or holding digital assets and/or currencies can be substantial. You should therefore carefully consider whether trading or holding digital assets and/or currencies is suitable for you in light of your financial condition.


12.2. Digital assets and/or currencies are subject to significant market fluctuations and volatility. By engaging in digital asset transactions on TheXBank’s platform, you acknowledge the risks involved and agree that TheXBank is not liable for any losses incurred.

Amendments to the Agreement

Amendments to the Agreement

TheXBank reserves the right to amend or modify this Agreement at any time. You will be notified of any material changes, and continued use of the platform after the changes become effective will constitute acceptance of the revised Agreement.

Governing Law

Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the Czech Republic, without regard to its conflict of law provisions. Any disputes arising under this Agreement shall be subject to the exclusive jurisdiction of the courts in the Czech Republic.

Contact Information

Contact Information

If you have any questions or concerns about this Agreement, please contact TheXBank at:


Email: help@thexbank.com


Address: Děčínská 552/1, Střížkov, 180 00 Prague 8, Czech Republic

Registered Virtual Asset Service Provider in the Czechia, company registration number 21932506.

© 2024 TheXBank. All rights reserved.

Empowering your financial journey, one transaction at a time.
Registered Virtual Asset Service Provider in the Czechia, company registration number 21932506.

© 2024 TheXBank. All rights reserved.

Empowering your financial journey, one transaction at a time.
Registered Virtual Asset Service Provider in the Czechia, company registration number 21932506.

© 2024 TheXBank. All rights reserved.

Empowering your financial journey, one transaction at a time.